You stay healthy by playing soccer and working out at the gym three nights a week. Then you get tripped in a game one Saturday and break your foot. When you leave the emergency room sporting a new cast with a generic prescription in hand, the real cost is about $949. If you select the Standard PPO, the Medical Plan Estimator figures the cost for in-network care will be split about like this:

Total cost		State pays		You pay
$949		$556		$393

To see what the other health options would pay, use the Health Plan Cost Estimator.

Keep in mind if you're a retiree eligible for Medicare, benefits will be different because the state pays after Medicare pays its share of the bill.

You and your husband Joe (who just turned 50) are generally healthy - you keep up with preventive care with an annual routine physical and the screenings recommended for your age. For the exams and the screenings (including a colonoscopy for Joe), the real cost is about $1,244. With the Standard PPO, the Health Plan Estimator figures the cost for in-network care will be split about like this:

Total cost		State pays		You pay
$1,244		$1,244		$0

To see what the other medical options would pay, use the Health Plan Cost Estimator.

Keep in mind if you're a retiree eligible for Medicare, benefits will be different because the state pays after Medicare pays its share of the bill.

Mary has diabetes and high cholesterol. She takes three generic prescriptions regularly, and sees her doctor about six times a year - including an annual physical and regular cholesterol checks. This year, she spent a couple of days in the hospital and saw two specialists because of complications. The real cost of this care is about $14,952. With the Standard PPO, the Health Plan Estimator figures the cost for in-network care will be split about like this:

Total cost		State pays		You pay
$14,952		$12,699		$2,253

To see what the other health options would pay, use the Health Plan Cost Estimator.

Keep in mind if you're a retiree eligible for Medicare, benefits will be different because the state pays after Medicare pays its share of the bill.