link to myflorida.com homepage
 
 
   

   

Medical

PPO

HMO

Dental

Life Insurance

   

Dental

 

Dental coverage is only available to retirees eligible for COBRA and COBRA participants.

 

 

The State of Florida offers comprehensive dental coverage through COBRA to retirees and COBRA participants. For eligible individuals, there is an array of plans designed to meet individual needs for care, flexibility in using in- or non-network dentists, and cost.

Each plan is designed to meet the needs of employees' based on their individual plan usage, flexibility in using in- or non-network dentists, and cost.

Types of Plans and Covered Services

The Dental Plans are divided into three categories: PPO, Indemnity and Prepaid Dental (formerly called Dental HMO) Plans with varying premium levels and out-of-pocket costs.

This chart shows highlights of all the options – focusing on how the plans work. Click on any of the plan names in the left column to see a detailed benefit comparison. Then review the Important Considerations in Choosing a Dental Plan and use the Dental Plan Cost Estimator to help you determine the best Dental Plan for you and your family.

Type of Dental Plan How It Works State Plans Offered

Indemnity Dental Plan

  • Receive care from any dentist
  • You have a deductible to meet and then pay part of the cost for the services you receive.
  • Orthodontia: Not covered for adults; only Assurant covers child orthodontia

CompBenefits

PPO Dental Plan

  • Receive care from any dentist
  • Your cost is lower when you use network dentists
  • You generally have an annual deductible to meet before the plan starts paying benefits, and then you pay a percentage of the cost for the care you receive.
  • Orthodontia: Covered for adults and children

CompBenefits
Assurant
Ameritas

Prepaid Dental Plan

  • Pays benefits only when you use network providers.
  • No deductible
  • Most preventive care at no charge
  • You pay a specific dollar amount for other care you receive.
  • Orthodontia: Covered for adults and children.

CompBenefits
United Healthcare
CIGNA
Assurant