Dental
The State of Florida offers comprehensive dental coverage through COBRA
to retirees and COBRA participants. For eligible individuals, there is
an array of plans designed to meet individual needs for care, flexibility
in using in- or non-network dentists, and cost.
Each plan is designed to meet the needs of employees' based on their
individual plan usage, flexibility in using in- or non-network dentists,
and cost.
Types of Plans and Covered Services
The Dental Plans are divided into three categories: PPO, Indemnity and
Prepaid Dental (formerly called Dental HMO) Plans with varying premium
levels and out-of-pocket costs.
This chart shows highlights of all the options focusing on how
the plans work. Click on any of the plan names in the left column to see
a detailed benefit comparison. Then review the Important
Considerations in Choosing a Dental Plan and use the Dental
Plan Cost Estimator to help you determine the best Dental Plan for
you and your family.
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Indemnity Dental Plan
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- Receive care from any dentist
- You have a deductible to meet and then pay part of the cost
for the services you receive.
- Orthodontia: Not covered for adults; only Assurant covers child
orthodontia
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CompBenefits
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PPO Dental Plan
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- Receive care from any dentist
- Your cost is lower when you use network dentists
- You generally have an annual deductible to meet before the plan
starts paying benefits, and then you pay a percentage of the cost
for the care you receive.
- Orthodontia: Covered for adults and children
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CompBenefits
Assurant
Ameritas
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Prepaid Dental Plan
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- Pays benefits only when you use network providers.
- No deductible
- Most preventive care at no charge
- You pay a specific dollar amount for other care you receive.
- Orthodontia: Covered for adults and children.
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CompBenefits
United Healthcare
CIGNA
Assurant
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